monthly repayment
Home Loan EMI Calculator
Calculate your monthly EMI, total interest payable and total repayment using your loan amount, interest rate and tenure.
India home loan tools
Home Loan Calculators for India
Calculate home loan EMI in rupees or estimate a home loan amount from income and existing EMIs. These planning tools use Indian home-loan terminology and INR lakh/crore formatting.
planning estimates only
Results are educational estimates, not lender offers, approvals, pre-approvals, rate quotes, or financial advice.
budget estimate
Home Loan Eligibility Estimator
Estimate a loan amount that may fit your stated monthly income and existing EMI obligations.
plain-English planning
India Home Loan Guides
Learn EMI formulas, tenure trade-offs and how existing EMIs can affect a home-loan budget estimate.
EMI calculator vs eligibility estimator
Use the EMI calculator when you already know the loan amount and want to estimate the monthly instalment, total interest and repayment schedule.
Use the eligibility estimator when you are starting from monthly income, existing EMIs and a selected EMI-to-income planning assumption.
Looking for U.S. mortgage calculators?
The U.S. tools use mortgage terminology, dollars and U.S.-oriented affordability assumptions. Visit the U.S. mortgage payment calculator or the U.S. affordability calculator.